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Website: http://www.adoptionloans.com
This site is offered through adoption.com and gives to the option to finance your adoption through a Home Equity Loan, a line of Credit, a personal or signature loan, and an adoption credit card. While loans may not seem to be the method of choice to fund an adoption, it may very well be a necessity. I have often heard it said “I am real leery of taking out a loan for this.” Yet many or I’d venture to say most of us took out a loan for a car, maybe a house, or maybe even a luxury item. To me, nothing is of more value or worth the sacrifice more than an adoption.
The Home Equity Loan and Credit Line is available through LoanWeb. You are of course guided through a series of questions which will lead to a comparison of offers for a loan.
Personal or Signature loans are unsecured loans that are provided by various sources with different terms to pay back. While some may be easy to apply for an get, be sure to read the terms and the interest rates carefully. The two places that help find these loans on adoptionloans.com are refermyloan.com
and approved4u.org
The Credit Card is offered through Orchard Bank. This may be a good option especially during the trips to Guatemala. Often when you are there, having a card is great option to have available. Even if you have less than a perfect Credit Score, options will be made available to you.
Again it is always prudent to be wise with your credit. Never make decisions on a spur of the moment basis. Even with the pressure that an adoption can put on you, always take time to breathe and think on the situation. If a loan is the option you need, then hopefully some of these lenders can help.
